Got a great email today from BYU! I'm checking into all the details, but it might be something that could help some readers out. It states that Deseret First Credit Union (check into membership requirements) is currently offering a no-cost first mortgage and refinance loan to qualified applicants. The email specifically states that all closing costs are paid by Deseret First and NOT rolled into your loan! I'm waiting for a call back with all the details, so I'll let you know what I find out. With interest rates under 4% at many financial institutions, this could mean significant savings on a first mortgage or refinance! Might be something to check into if you are in the market!
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